⚖️ Citizenship & Immigration Law · 2026 Guide

Turkish Citizenship by Investment 2026
Routes, Eligibility & Process

A clear, step-by-step legal pathway to Turkish citizenship from USD 400,000. Check your eligibility in seconds with the tool below, then read the full process, documents and timeline — prepared by a dedicated Turkish citizenship lawyer in Antalya.
$400K
Real Estate Route

Minimum qualifying investment

1–2 years
Typical Timeline

From investment to passport

110+
Visa-Free Destinations

With a Turkish passport

Quick Answer

Turkish Citizenship by Investment allows eligible foreign nationals to apply for Turkish citizenship through approved investment routes. The most popular option is a USD 400,000 real estate purchase held for 3 years; alternative routes such as bank deposit, government bonds, fixed capital investment, or investment fund shares generally require USD 500,000. Your spouse and children under 18 may be included, and the process is usually completed within 1–2 years.

Free & Instant Tool

Eligibility & Cost Checker

Select your route, enter your planned investment and family details to see whether you qualify, the minimum threshold and the estimated timeline.

⚖ Based on 2026 thresholds · Law No. 5901

Citizenship by Investment Checker

Check eligibility and key requirements for each investment route.

⚠ This tool is for general guidance only and reflects 2026 thresholds. Eligibility depends on official appraisal, source-of-funds verification and document review. It is not legal advice or a guarantee of approval.
Selected Route
Minimum Requirement
Your Input
Mandatory Holding Period
People Included
Estimated Timeline
Costs to Budget
📐 How This Tool Works (Transparency)

The checker compares your planned investment with the official 2026 minimum for each route: USD 400,000 for real estate and USD 500,000 for bank deposits, government bonds, fixed capital and fund shares; the job-creation route requires employing 50 Turkish citizens. Qualifying investments must be held for 3 years (where applicable), supported by an official appraisal and an international bank transfer, and confirmed by the relevant authority.

Important: Thresholds, taxes and procedures may change and depend on your individual circumstances. This page is general information, not legal advice. Always obtain a tailored assessment from a licensed Turkish citizenship lawyer before committing funds.

01 — The Basics

What Is Turkish Citizenship by Investment?

Turkish Citizenship by Investment (TCBI) is a legal route under Article 12 of Turkish Citizenship Law No. 5901 that grants citizenship to foreign nationals who make a qualifying economic contribution.

Introduced in its current form in 2017, the program allows investors and their immediate family to become Turkish citizens without a language test, interview or minimum residence period. The most common route is the purchase of real estate worth at least USD 400,000, but several alternative routes exist. Once the investment is verified by the relevant authority, the investor files a citizenship application and is typically naturalized within a few months.

📜 Key Definitions

TCBI: Acquisition of Turkish citizenship through a qualifying investment under Law No. 5901.

Title deed (TAPU): Official property ownership document, annotated with a 3-year no-sale commitment for the real estate route.

SPK-licensed appraisal: An official valuation report confirming the property meets the minimum threshold.

Holding period: The minimum time the qualifying asset must be kept (3 years for most routes).

💡 Good to Know

The USD 400,000 threshold refers to the officially declared, government-approved value — not the advertised sales price. Correct valuation and transaction structuring are decisive for approval.

02 — Investment Options

Investment Routes & Minimum Amounts (2026)

Turkey offers several qualifying routes. Real estate is the most popular; the others require a higher threshold.

Most Popular

Real Estate Purchase

$400,000

Buy one or more properties totalling at least USD 400,000; hold for 3 years with a title-deed annotation.

Law No. 5901, Art. 12
Cash Route

Bank Deposit

$500,000

Deposit at least USD 500,000 in a Turkish bank and maintain it for 3 years.

Held 3 years
Capital Markets

Bonds / Fund / Capital

$500,000

Government bonds, fixed capital investment or real estate/venture fund shares, each at USD 500,000.

Held 3 years
Investment RouteMinimum (2026)HoldingVerified By
Real estate purchaseUSD 400,0003 yearsLand Registry
Bank depositUSD 500,0003 yearsBRSA / bank
Government bondsUSD 500,0003 yearsMinistry of Treasury
Fixed capital investmentUSD 500,000Ministry of Industry
Investment fund sharesUSD 500,0003 yearsCapital Markets Board (SPK)
Job creation50 employeesMinistry of Labor
💡 Combining Properties

You may combine several properties to reach USD 400,000 — for example a $250,000 apartment plus a $150,000 unit — as long as all are in your name and supported by official appraisals and bank transfer records.

03 — Who Qualifies

Eligibility & Requirements

The program is open to most foreign nationals who meet the financial and legal conditions below.

  • Be a foreign national aged 18 or over (with limited exceptions).
  • Make a qualifying investment from one of the approved routes and maintain the holding period.
  • Prove source of funds with an international bank transfer and supporting documentation.
  • No criminal or national-security obstacle on standard background checks.
  • Obtain a short-term investor residence permit (Art. 31(1)(j)) as part of the process.
⚠️ Common Disqualifiers

Under-valued appraisals, funds paid in cash or before legal checks, properties bought from certain related sellers, or assets previously used in another citizenship application can lead to rejection. Each must be screened in advance.

04 — The Roadmap

Step-by-Step Application Process

From first consultation to passport, most cases follow these five stages.

1

Consultation & Due Diligence

Strategy, property/asset checks and source-of-funds planning.

2

Investment & Appraisal

Complete the purchase via bank transfer with an official valuation.

3

Conformity Certificate

Authority confirms the investment meets the threshold.

4

Residence Permit

Short-term investor residence permit is issued.

5

Citizenship & Passport

File the application; citizenship granted, then ID and passport.

💡 Timeline

After the qualifying investment and filing, citizenship is generally granted within 1–2 years. Your lawyer can submit and track the file on your behalf with a power of attorney, so you need not stay in Turkey throughout.

05 — Paperwork

Required Documents

Exact requirements vary by route and nationality, but most applications include the following.

  • Valid passport and biometric photographs for each applicant.
  • Birth certificates and, where relevant, a marriage certificate (apostilled/translated).
  • Title deed (TAPU) or proof of the qualifying investment.
  • SPK-licensed valuation report and bank transfer receipts.
  • Conformity certificate from the relevant ministry/authority.
  • Investor residence permit and, often, health insurance.
📜 Legalization

Foreign documents typically need an apostille (or consular legalization) and a sworn Turkish translation. Preparing these correctly in advance avoids the most frequent processing delays.

06 — Why Turkey

Benefits of Turkish Citizenship

A Turkish passport offers strong mobility and lifestyle advantages with a low cost-to-benefit ratio.

  • Visa-free / on-arrival access to roughly 110–116 countries.
  • Whole family included — spouse and children under 18 in one application.
  • Dual citizenship allowed — keep your original nationality (subject to your home country’s rules).
  • No minimum stay — citizenship is permanent and hereditary.
  • Tangible asset — the real estate route leaves you owning property in a growing market.
  • Sell after 3 years — the qualifying property can be sold once the holding period ends, with citizenship retained.
A Turkish passport provides access to 110+ visa-free or visa-on-arrival destinations.
07 — Budget & Pitfalls

Costs, Taxes & Common Mistakes

Beyond the headline investment, plan for transaction costs and avoid the errors that most often cause rejection.

Costs to Budget (in addition to the investment)

  • Title deed transfer tax — typically around 4% of the declared value.
  • Official appraisal, notary and translation fees.
  • Government application and residence-permit fees.
  • Legal / professional fees for due diligence and filing.
⚠️ Mistakes That Cause Delay or Rejection

Paying deposits before legal checks, relying on the sales price instead of the official appraisal, incomplete source-of-funds evidence, missing the 3-year title-deed annotation, or buying property that does not qualify under the program.

💡 How a Lawyer De-risks the Process

A dedicated Turkish citizenship lawyer verifies the property is eligible, structures the transaction and transfers correctly, prepares and legalizes documents, and submits and tracks the file — protecting your investment and fast-tracking approval. Talk to our team before committing funds.

08 — FAQ

Frequently Asked Questions

It is a legal pathway under Article 12 of Turkish Citizenship Law No. 5901 that grants Turkish citizenship to foreign nationals who make a qualifying investment — most commonly a real estate purchase of at least USD 400,000 held for three years.

The minimum is USD 400,000 for real estate. Alternative routes — bank deposit, government bonds, fixed capital investment or investment fund shares — require USD 500,000, while the job-creation route requires employing 50 Turkish citizens. 

After completing the qualifying investment and filing the application, citizenship is typically granted within 3 to 6 months. 

Yes. The main applicant's spouse and children under 18 are included in the same application and become citizens together with the investor. 

No. There is no minimum stay or residency requirement. Citizenship obtained by investment is permanent and can be passed to future generations. 
The qualifying property must be held for at least three years, secured by a title-deed annotation. After three years it can be sold freely without affecting your citizenship. 
Yes. Turkey permits dual citizenship, so investors generally keep their original nationality. You should also confirm that your home country allows it. 
A Turkish passport provides visa-free, visa-on-arrival or eTA access to roughly 110–116 countries, depending on current agreements. 

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Picture of Av. Ahmet Kaymaz

Av. Ahmet Kaymaz

This guide was written and legally reviewed by Av. Ahmet Kaymaz on the basis of Turkish Citizenship Law No. 5901 and current 2026 regulations. As a dedicated Turkish citizenship law firm in Antalya, we combine local market knowledge with national-level legal expertise to protect your investment and fast-track your application.

Start Your Journey to Turkish Citizenship Today

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